Do you want to earn a sign up bonus without a credit check? How about 60K bonus miles? Everyone knows that the fastest way to boost your points balance is by signing up for new credit card bonuses. That comes at the expense of having a hard pull show on your credit report. Sometimes though, banks offer bonus point opportunities on cards that you already own. Currently you can earn a sign up bonus without a credit check!
60K Bonus Miles? Yes Please!
Check your emails to see if you’ve been targeted by Barclaycard for an opportunity to earn 60,000 miles. There have been reports of people seeing this email on their Arrival Plus card or their American Airlines Aviator card.. I received it on the Arrival Plus card.
As you can see, you can earn up to 60,000 miles with this targeted offer. That’s the equivalent of their sign up bonus for new card members. What’s nice about this is that you don’t have to apply for this or have a hard pull on your credit report. Pretty sweet huh?
How To Earn 60K Bonus Miles
To earn the 60,000 miles, it’s a two step process. From November 10, 2020 through January 31, 2021, you can earn 10 additional miles per dollar, up to 10,000 miles. The email specifically states that the miles earned are in addition to the miles you normally earn with the card.
For the remaining 50,000 miles, you must spend at least $3,000 between November 10, 2020 to January 31, 2021. This is pretty standard on new card sign up bonuses, so I don’t see this as an issue. Keep in mind that these are fixed value points as discussed in this post.
Questions and Confusion
It’s unclear to me whether one must spend $3,000 to unlock the entire 60K bonus, or if one must spend $4,000 to unlock the bonus. Part of me thinks you can earn the 60,000 miles after spending $3,000.
Yet after reading through the conditions a couple of times, I could see how someone could interpret it differently. Step 1 states that you could earn 10K miles by spending $1,000 (10 miles/dollar X $1,000). Then step 2 states you must spend at least $3,000 on purchases to earn the other 50,000 miles.
Either way, I’ll be completing the necessary spending for this bonus and I will update this post with my results.
Conclusion
It pays to keep an eye out on your email for amazing offers like this. Earning a huge sum of points without applying for a new card is an outstanding offer. Considering the times we’re living in, banks are getting pretty generous in order to retain customers, so I wouldn’t be surprised to see other banks offer generous offers and perks to retain customers.